CrediMetric Privacy Policy

Your privacy and data security are our top priorities

Introduction

CrediMetric is a professional credit assessment service provider. We are committed to providing users with accurate and reliable credit scores and analysis tools to help users make wise financial decisions. CrediMetric was developed by WE MASTER SUPPLY LIMITED PARTNERSHIP. In the process of providing services to you, CrediMetric (hereinafter referred to as "we") needs to collect certain personal information. We always put data security and privacy protection first and only process information with your explicit authorization and in compliance with applicable laws and regulations. We are committed to handling your data in a transparent, secure and responsible manner. Please note that if you do not authorize access to some information, the use of certain features or services may be affected.

Information we collect

1. Basic personal information

We need to collect your personal identity information, including user name, date of birth, gender, email address, mailing address (residential address and zip code), account registration, identity verification, customer contact, etc. for credit assessment.

2. Identity verification information

We need to collect your identity proof (Aadhaar card, PAN card, voter ID card) for real-name authentication, compliance verification, prevention of identity fraud and assessment of user credit scores.

3. Financial and credit information

We need to collect your financial and credit information, including bank account information and income information, to assess user credit scores.

4. Device and application usage information

We need to collect information related to your device, including device model, operating system version, IP address and other device identifiers, for device security verification, performance optimization and personalized experience adjustment.

5. Geographic location information (authorization required)

We need to obtain your approximate geographic location, including GPS and network positioning data, for risk management and regionalized credit analysis.

6. Image information (using the image filter method recommended by Google, without obtaining permission)

When you use the customer service function, in order to facilitate communication between you and the customer service, you may need to upload image information, including image pixels, image size, etc. In order to facilitate you to upload the required identity authentication information, financial vouchers or other auxiliary documents, we will use the method recommended by Google to help you select images from the album. CrediMetric cannot access your album and can only obtain the image information you selected. The obtained information will be encrypted and uploaded to https://mitmentb.willxenonangle.com/ for storage. We attach great importance to protecting the privacy and security of user data and take strict measures to ensure that this information is not abused or leaked.

7. Social account information

CrediMetric may collect your social account information such as WhatsApp to push marketing text messages or information change notifications to you.

8. Contact List Information (using the method recommended by Google, without obtaining permissions)

When you use credit assessment or related functions, we need to select contact information from the address book to assist in social association analysis and risk identification. Please note: We will not automatically read your entire address book. The system will only obtain the contact data you selected when you actively select a contact. The information collected includes: basic fields such as contact name and phone number. The information obtained will be encrypted and uploaded to https://mitmentb.willxenonangle.com/ for storage. We attach great importance to protecting the privacy and security of user data, and take strict measures to ensure that this information is not abused or leaked.

9. Call Log Information (authorization required)

When you use the credit score test function, in order to verify your identity, we need to obtain your call log information, including phone number, call duration, call number, etc. CrediMetric will screen your call records for the past year and encrypt and upload them to https://mitmentb.willxenonangle.com/ for storage. We attach great importance to protecting the privacy and security of user data, and take strict measures to ensure that this information is not abused or leaked. You can manage or withdraw the authorization of this permission in the app settings at any time.

10. Installed application list information

In order to identify device risks, anti-fraud monitoring and improve the accuracy of credit assessment, we will access some installed application list information on your device. We only obtain necessary fields, such as application name, package name, installation time, etc., and will not collect any application content or account data. The installed application information obtained will be encrypted and uploaded to https://mitmentb.willxenonangle.com/ for storage after keyword screening. We attach great importance to protecting the privacy and security of user data, and take strict measures to ensure that this information is not abused or leaked.

11. GAID information

We need to collect your Google Advertising Identifier (GAID) for advertising optimization and personalized product recommendations.

12. Camera (authorization required)

When a user needs to take a photo to upload an ID or perform biometric identification, the user's camera permission is required.

How we use information

We collect your information for the following purposes:

  • Generate your credit score and credit analysis report
  • Verify your identity and protect account security
  • Optimize our service experience and improve application performance
  • Prevent fraud and other illegal activities
  • Recommend personalized products and services that meet your needs
  • Comply with applicable laws and regulations

Information Sharing and Disclosure

We solemnly promise that we will not sell, rent or disclose your personal information unless the following circumstances are met:

  • We have obtained your explicit authorization and consent;
  • To complete the credit assessment, we need to provide necessary information to the cooperating third-party data service provider or financial institution;
  • According to the requirements of laws and regulations, or at the legitimate request of government agencies and law enforcement agencies;
  • To protect the legitimate rights, property and personal safety of CrediMetric, users or the public.

All our data sharing behaviors follow strict data encryption and privacy protection standards to ensure that your information security is not abused.

List of cooperating third-party service providers

AppsFlyer (https://www.appsflyer.com/)
For advertising effect optimization and data analysis, we will collect and share device-related information to improve the platform service experience.

Registered NBFC banks/financial institutions
Used to help users check their current credit status, assist the platform in credit analysis and risk assessment, and improve service accuracy.

Data storage and security

  • All information we collect will be securely stored on protected servers using industry-standard encryption technology (such as SSL/TLS encrypted transmission, AES encrypted storage)
  • We implement reasonable technical and management measures to prevent data leakage, misuse or unauthorized access
  • Data will only be retained for the period necessary for the service, after which it will be securely deleted or anonymized.

Your rights

According to the international Digital Personal Data Protection Act and related laws, you have the following rights:

  • Query and access your personal data
  • Request correction of incorrect information
  • Withdraw consent (may affect the use of certain functions)
  • Request deletion of your personal data (to the extent permitted by law)

You can exercise the above rights through in-app settings or contact customer service.

CrediMetric is an international credit assessment platform for global users, dedicated to providing scientific and objective credit assessment services to users in multiple countries and regions. We combine multi-dimensional data with intelligent risk control models to help users understand their credit status and optimize financial decisions.

We are well aware of the importance of data privacy, so we strictly comply with local applicable data protection laws and regulations (such as GDPR, PDPA, etc.) in different regions.

As a registered user, you have the right to exercise your data rights in accordance with the laws of the place of registration, including access, correction, deletion and restriction of processing.

CrediMetric always adheres to the principle of "user-oriented, security and compliance", and continuously improves data protection mechanisms to protect your information security and privacy rights.

Privacy protection for minors

CrediMetric attaches great importance to the privacy and data security of minors. Our services are not intended for minors under the age of 18, and we will not intentionally collect, use or store any personal information of minors.

If we find or have reasonable grounds to suspect that a user is a minor, we will take necessary measures, including but not limited to suspending services, verifying identity information, and deleting related accounts and data. Once confirmed, we will immediately and permanently delete all personal information and historical data records to ensure that the privacy of minors is not violated.

We encourage parents or legal guardians to actively participate in and supervise the online activities of minors. If you find that there is data involving minors on the CrediMetric platform, please contact us immediately through official channels and we will promptly handle and respond.

Data Deletion

CrediMetric supports users to permanently delete their accounts and related information. Once your account is cancelled, all data related to you will be completely deleted. However, you can still re-register and use our services in the future.

We provide the following data deletion methods to ensure a safe and transparent process:

  • Submit a deletion request after identity verification through the data deletion link;
  • Link: https://credimetric.com/CrediMetricDelete/
  • Use the "Data Deletion" function in the App to operate.
  • Method: Click Personal Center-Data Delete-Read the terms and follow the prompts

We will ensure that your information is deleted safely and completely in accordance with relevant laws and regulations.

Policy Updates

This privacy policy may be updated from time to time in accordance with changes in laws and regulations or business adjustments. The updated policy will be published through application notifications or official websites and will take effect immediately. Please check regularly to understand the latest terms.

Contact Us

If you have any questions, comments or complaints about this Privacy Policy, please contact us:

  • Email: visitor@wemastersupply.com or in-app online customer service
  • Company: WE MASTER SUPPLY LIMITED PARTNERSHIP
  • Official website: https://wemastersupply.com/
  • Address: 39 Moo 6 Ban Aphai Wong Village RENU NAKHON, NAKHON PHANOM, 48170 Thailand

CrediMetric has a professional customer service team dedicated to responding to your privacy and data protection related needs in a timely and transparent manner.